Le texte peut etre downloadé ici. C'est un plaidoyer pour les CDFI, sans doute à juste titre. La NEF, l'auteur du texte, dit que :

There is a perception by Government and private investors that CDFIs can and should be financially sustainable, i.e. independent of grants and public funding. Because of the higher costs incurred by microfinance, however, this is unlikely to be achievable. This puts the UK microfinance sector under threat, and there are already signs of contraction.

The average loan size for lending to microentrepreneurs is steadily rising, as CDFIs gravitate towards the more profitable segments of the market.

Many organisations have reduced the formal provision of crucial outreach and support services.

Some CDFIs previously disbursing loans below £10,000 have ceased to do so.

These trends run counter to the mission of CDFIs seeking to provide finance to all aspiring entrepreneurs.

C'est embêtant pour un pays plus connu pour ses usuriers que pour sa microfinance !